Mortgages

At FWM, we offer a comprehensive range of mortgages from across the market which lenders make available to intermediaries including all major lenders, specialist mortgage lenders & private banks, along with more niche providers operating in specific areas of the market. We can also access exclusive products via mortgage networks and mortgage clubs. 

Our team is made up of qualified and dedicated advisers and support staff with over 60 years of knowledge & experience within the mortgage sector. 

We manage the entire process from initial consultation to completion, making the application process as simple and as painless as possible, keeping you informed throughout, and ensuring your experience is a positive one. 

Our reputation for excellence is solidly built on always delivering personal quality-focused client service and as such, the business has developed and grown primarily through client & partner recommendations. We cover all aspects of property-related lending including:

  • Residential & BTL purchases/home movers
  • Residential & BTL remortgages 
  • Portfolio Landlords
  • Interest-only mortgages 
  • First Time Buyer mortgages 
  • Capital raising
  • Offset mortgages
  • Product transfers/Rate Switches
  • Limited Company Buy-to-Let mortgages (including SPVs) 
  • Referral to Commercial Mortgages 
  • Guarantor/joint borrower & sole proprietor mortgages 
  • Referral to Bridging finance 
  • Expat Mortgages 
  • Help to Buy, Shared Ownership & other affordable housing schemes
  • Holiday homes 
  • Second properties 
  • Intergenerational mortgages 
  • Self builds 

With so many lenders to choose from, each with its range of products and comprehensive criteria, having a mortgage consultant available who has expert knowledge and experience in this field is more valuable than ever. Whatever your situation may be, we will provide high-quality advice & guidance, whilst providing an appropriate & cost-effective mortgage solution that suits your needs.

The property on which a mortgage is secured may be repossessed if mortgage payments are not maintained.

Commercial and some buy to let mortgages and Bridging loans are not regulated by the Financial Conduct Authority.

Expat mortgages are subject to certain terms and conditions being met.

Please note that where there is a referral service, the service provided is separate and distinct to those offered by St. James's Place.